Casper practice looks at dropping patients on government programs Jul 16, 2008
Frank wrote on Jul 13, 2008 10:22 AM:" The stupidity of the public not to know the insuraors are the fat rich cats is appauling. These "punk" heads have no clue the insuraer steals the deductible from the doctor, the deductible, and a premium each month. Then they play games when the doctor bills. We have a stupid public thjat needs to get behind the physician getting screwed, and npot the rich cat payors. ". Barbara wrote on Jul 13, 2008 10:31 AM:" I saw Blauvelt's letter to the government. No... (Casper Star-Tribune, WY)
Cutbacks force health department to limit vaccines Jul 15, 2008
Vaccines provided through 317 funding should be used as a last resort for children and adults who don t have health insurance, are under-insured, or those with insurance with a high deductible who are unable to pay. is a reporter for the Daily Journal. (Park Hills Daily Journal, MO)
Obama, McCain courting Hispanic voters Jul 14, 2008
She has insurance now through her employment at a funeral home, yet she was afraid to go to the doctor after she hit her head in the bathtub because her deductible is more than $1,200. She doesn t like the hype surrounding Obama, especially comparisons to John F. Kennedy. (New Haven Register, CT)
No leadership from McCain on G.I. Bill vote Jul 13, 2008
JG wrote on Jul 11, 2008 8:30 AM:" Keith, a tax credit that lets people buy their own catastrophic health insurance or pay the deductible would be a god send. It would end indentured servitude on the job and it would go a long way in curing the insane third-party payor system we now use to pay for our health care a year in advance. It would bring back true insurance! ". JG wrote on Jul 11, 2008 8:25 AM:" How about raising a private's pay to $100,000 a year? After all, how much is your life... (Sioux City Journal, IO)
State plan changes minimum health insurance coverage standards Jul 13, 2008
Health insurers would be able to avoid covering a required minimum of three pre-deductible doctor visits per person and six per family while still complying with state government s new minimum creditable coverage standards, under new state regulations offered today. The regulation, part of proposed changes to coverage standards implemented in the wake of a 2006 health insurance access law, would allow insurers to conform to undefined nationally recognized guidelines that could potentially allow... (Georgetown Record, MA)
5 money mistakes to avoid in tight times Jul 6, 2008
You also can cut premiums by raising your deductible. "This could be a really bad time to drop coverage," Butterfield said. (AZCentral -- Business)
How Health Savings Accounts Work Jul 4, 2008
In most parts of the country, to be eligible for an HSA you also need to hold a High-Deductible Health Plan (HDHP). An HDHP is a plan where the deductible - that is the amount that you pay out of pocket, before the insurance "kicks in" is somewhat higher that what you might have seen before: usually in the neighborhood of 2,000 to 3,000 ... The big idea behind the HSA/HDHP combo is that the premiums on the high-deductible plan are so much lower that even though you pay the first couple of... (Harrisburg Daily Register, IL)
Peachtree T-shirts: What's the big deal? Jul 3, 2008
Incidentally, during her first church visit at a Baptist church in Austell the congregation took up a collection for a member who was waiting for a heart transplant and needed $5,000 for the insurance deductible. Deal didn't know that until after the service, when she was told $7,000 had been raised. (Atlanta Journal-Constitution)
Healthy San Francisco still working out kinks Jul 3, 2008
It comes with fairly low monthly payments, but the $5,000 deductible has him fearful that a car accident or broken arm could send him deep into debt. "I was a little disappointed and a little angry," said Kramer, 42. (San Francisco Chronicle)
Individual Insurance Options for 'Baby Boomers' Jul 2, 2008
Advantages with 'Uncle Sam' - McCauley notes that several of the high deductible health plan options made available by AARP through insurance providers are compatible with a tax-advantaged Health Savings Account (HSA). With these accounts, consumers can make tax-free contributions to help save for future medical expenses, and they earn interest on these contributions tax-free. (Canton Daily Ledger, IL)
Access Plans USA, Inc. Announces Expansion of Sales Resources and Market Release of Five New Products Jun 28, 2008
AHCP Dental - An insured dental product that is designed to complement major medical health insurance and health savings account (HSA) qualified high deductible health plans. HealthCard Now Signature 1000 - A limited insured benefit plan that is a great solution for those who cannot medically qualify for health insurance or who cannot afford a traditional health insurance or who want to supplement their existing health insurance plan. (Primezone Releases)
At the Senior Center: June 26-July 4 Jun 27, 2008
All donations are tax deductible. The money raised is used to support programs at the center. (Brookline TAB, MA)
Walker animal shelter going high-tech with microchip implants Jun 26, 2008
There is a $50 deductible ... THE SHELTERCARE 30-DAY GIFT COVERAGE Illness coverage * Upper respiratory tract infection * Kennel cough/infectious tracheobronchitis (lower respiratory tract infection) * Intestinal parasites * Urinary tract infection (including FLUTD) * Ear infections * Mange/mite infections (skin/ears) * Canine parvovirus/feline panleukopenia infection (feline distemper) Accident coverage * Foreign body ingestion removal * Motor vehicle accident * Bone fractures * Poison... (WWalker County Messenger, GA)
Buffalo County to replace tower equipment Jun 25, 2008
A 43,070 project covered by insurance would pay for all but a 10,000 deductible on the county s policy. The equipment was knocked out by a power surge from a nearby lightning strike in April, officials suspect. (Winona Daily News, MN)
Races of the Week Jun 25, 2008
Whether the cause was tax cuts, making health insurance 100% deductible for the self-employed, abortion (with the sole exception of the life of the mother), or school vouchers, conservatives could bank on Schaffer s either leading the charge or certainly being in the forefront of the battle. Like friend and mentor Bill Armstrong, Schaffer honored his term-limit pledge and retired from the House in 02 after three terms. (Human Events Online)
Gas Prices Prompt IRS To Raise Mileage Rate Jun 24, 2008
The IRS said the optional standard rate to calculate deductible operating costs for business vehicles will go from 50 ... The tax agency said the rate for computing deductible medical or moving expenses is also changing. (NBC 11, CA)
La. lawmakers OK change for named storm deductible Jun 23, 2008
lawmakers OK change for named storm deductible ... BATON ROUGE -- Insurance companies should be allowed to adjust their "named storm" deductibles on homeowner policies depending on properties' distance from the Gulf of Mexico, according to a bill sent to Gov. Bobby Jindal on Sunday ... Louisiana is the only state that requires insurers to set a statewide deductible, meaning properties hundreds of miles inland must have the same deductibles as those along the Gulf, where catastrophic damage from... (WWLTV.com, LA)
Making Healthy Living Part of the Business Plan Jun 21, 2008
"For two years, we'd had one of those high deductible (insurance) plans with the Health Savings Account, which are geared toward getting people to take charge of healthy living," said Frankenberg. "But at the end of last year we decided to switch back to a regular plan and implement what we've called 'The Year of Healthy Lifestyles.' ". (Missourian Publishing, MO)
Winning at the Health Insurance Game Jun 21, 2008
Results may be sorted by premium, deductible, plan type or covered doctors. Special comparison and recommendation tools are also provided to help consumers research and purchase a health plan. (Canton Daily Ledger, IL)
I deserve same health care as everyone else Jun 20, 2008
again wrote on Jun 19, 2008 11:44 AM:" It would probably be cheaper for me as a single mom to not have coverage on myself. Because with the $500 deductible and the 80% co-insurance I can't afford my healthcare, yet I pay $70 a month to have health insurance. If I add that up with the amount per year that I actually go and see physicians or have emergencies then it would be a lot cheaper for me. (Unless of course there was some devastating accident). And how often does that happen? ". Why is it... (Munster Times, IN)
County approves mediation with TLM Jun 19, 2008
48 in order to pay the insurance deductible for a lawsuit filed by an inmate at the Benton County Jail. The next meeting will be July 21 at 6 p.m. at the Benton County Courthouse. (Camden Chronicle, TN)
More of this story Jun 18, 2008
Currently, employees have a 2,000 deductible. The city could put 25,000 into a trust fund to cover 1,000 for each employee. (The Fort Meade Leader, FL)
Nonprofit's health costs reflect small business woes Jun 14, 2008
That's not counting a higher deductible for certain services such as hospital care, diagnostic tests, and diabetes and cancer treatment. Stories of smaller companies struggling with the high cost of health insurance are all too familiar, said Rosanne Placey, a spokeswoman for the state Insurance Department. (Pittsburgh Post-Gazette, PA)
GOP blocks Medicare bill Jun 13, 2008
giving older people an incentive to visit a doctor during their entry into Medicare by waiving the deductible. cut payments to oxygen providers and suppliers of power wheelchairs. (USA Today)
Possible expansion of industry discussed Jun 12, 2008
In previously unreported action from the board's May 5 meeting, supervisors voted to reimburse JWF Specialty Co. 9,753 from the county's insurance deductible for successfully defending the case of Harris vs. Webster County. JWF is the insurance company that covers the Sheriff's Department, according to board attorney Buchanan Meek Jr.. (Webster Progress-Times, MS)
Health insurance falling short Jun 11, 2008
They're called the underinsured working Americans whose employers don't provide health insurance so they have to buy it on their own, or who have jobs that offer only catastrophic plans with high copayments and deductibles in the thousands of dollars ... With the increase in the uninsured and underinsured populations, and with premiums and deductibles rising, many healthcare experts expect that Congress will face greater pressure to act on health reform ... "If a $3,000 deductible were a... (Christian Science Monitor)
Ranks of underinsured U.S. adults increase 60% Jun 10, 2008
While an estimated 47 million Americans have no insurance at all, health experts say people who are required to pay high deductibles and co-payments for limited benefits often go without care due to costs ... The policy costs $1,000 a month for her and her husband along with a $5,000 annual deductible. (San Francisco Chronicle -- Business)
Medical bills drain more U.S. incomes Jun 10, 2008
High deductibles were also a culprit -- 26 percent of the underinsured had deductibles of $1,000 or more, said Sara Collins, the co-author of the study published today in the online version of Health Affairs ... The underinsured also can include those whose deductible is more than 5 percent of their annual income ... About a quarter of the underinsured had a deductible of $1,000 or more, according to the Commonwealth Fund report. (The Augusta Chronicle)
Rebuilding your identity Jun 10, 2008
It has no deductible and will reimburse up to $25,000 for covered expenses such as attorney fees, other costs and lost wages for time taken off work to deal with identity theft issues. The policy also offers a professional service that will do the restoration work for them, she said. (Pittsburgh Post-Gazette, PA)
25 Million Americans Are 'Underinsured' Jun 10, 2008
" Approximately 42 percent of adults aged 19 to 64 years old -- 75 million people -- were either underinsured or didn't have health insurance in 2007. That represents an increase of 33 percent since 2003, when the last survey was done, Schoen said. People who are underinsured are people who have health insurance but spend 10 percent or more of their income on out-of-pocket medical expenses. For people below 200 percent of the federal poverty level, being underinsured means spending more than 5... (Health-Finder)
Wapello Council plans to cite homeowners if they don't trim trees Jun 7, 2008
The plan selected for the employees would include a deductible of 250 per person or 750 per family, which is the same as the current policy. There would be slightly higher out-of-pocket maximums and co-insurance would climb from 10 percent to 20 percent. (Muscatine Journal, IO)
Strapped for Cash? Here's What to Do About It Jun 6, 2008
How much can I save by going with a higher deductible. Requesting higher deductibles can lower your costs substantially ... For example, increasing your deductible from 200 to 500 could reduce your collision and comprehensive coverage premium by 15 to 30 percent. (Atlantic News-Telegraph, IO)
Classifieds 6/3/08 Jun 4, 2008
AUTOMOBILES WANTED DONATE VEHICLE RECEIVE 1000 GROCERY COUPON. NOAH S ARC SUPPORT NO KILL SHELTERS, RESEARCH TO ADVANCE VETERINARY TREATMENTS. FREE TOWING TAX DEDUCTIBLE, NON-RUNNERS ACCEPTED.1-866-912-GIVE. ANTIQUES CT FREE Event and Car Club Listings. (Pontiac Daily Leader, IL)
Kiowas mayor does not reappoint city clerk Jun 4, 2008
Council selected option one which increases to the deductible from $500 to $1000. Council discussed the request of some individuals who are not Kiowa residents for trash service. (Alva Review Courier, OK)
Here's a Quick and Easy Way to Find High Quality, Low Cost Health Insurance Jun 2, 2008
Heath Savigs Accounts (HSA) -- with current HSA programs, you swap your previous health insurance plan for a specific, high deductible plan of your choice -- which then operates through a separate, tax-free savings account. You and your employer deposit money into your tax-sheltered account and, as it builds in value, its monies become available to cover health expenses as you see fit. (Fairfax Chronicle, VA)
Employer Use of Financial Incentives to Reward Healthy Behavior Expected To Surge May 30, 2008
For example, premium or deductible credits are more effective than cash at boosting health risk appraisal (HRA) participation. Seventy-three percent of companies that offer premium credits and 67 percent that offer deductible credits have at least half of their workforce enrolled in an HRA compared with 17 percent that offer cash and 12 percent that offer no incentive. (PR Newswire)
CITY HALL NOTEBOOK May 29, 2008
The local proposal calls for private health insurance that would pay for primary care visits for about 9,000 students with a $10 co-pay and for medicine, X-rays and other specialty services after a $7,500 deductible. No child would be excluded because of pre-existing conditions. (OregonLive, OR -- News)
Cairo community activist named Senior of the Year May 29, 2008
Hart and Ted Banta, Rotary Club president-elect, noted that the 50 tax deductible donation provides a Tee Box advertisement for individuals and companies. Names of donors and donating companies will be placed on the tournament brochure and Rotarians will distribute any promotional items for donor companies at the tournament. (Catskill Daily Mail, NY)
HSA or HRA: Which is better for your company, employees? May 28, 2008
With tax advantaged cash accounts that can be tapped to pay for a wide range of medical expenses not covered by insurance, HSAs are a welcome addition to an environment where employers are rapidly shifting to policies that feature high deductibles in an effort to contain premium increases ... Authorized by Medicare reform legislation that passed in December 2003, HSA "qualified" insurance policies must meet statutory guidelines for deductibles and out-of-pocket amounts ... Minimum deductibles... (Denver Business Journal, CO)
More Americans turning to HSAs, trade group says May 28, 2008
HSAs are tax-favored, individually owned savings accounts that can be used to pay for medical expenses in conjunction with a high-deductible insurance plan ... The average deductible for the best-selling HSA plans in the small-group market was $2,244 for single coverage and $4,356 for family coverage, according to AHIP. Average annual out-of-pocket limits were $3,462 for single coverage and $6,690 for family coverage. (Cincinnati Business Courier, OH)
Mutual Funds &Personal Finance May 24, 2008
Co-pays, deductibles, out-of-network bills and so on could each get a column ... So for things like co-pays and deductibles, list each plan's cost per-visit or deductible rate ... One way to cut high spending is by using a high-deductible plan. (Investors Business Daily)
City to continue paying premiums despite increase May 21, 2008
The municipal insurance coverage is 90/10 with a 500 deductible and includes vision and dental insurance. After a lengthy discussion, a motion was made to continue paying the premiums until the end of the year, at which time a decision will be made about the possibility of cost participation. (Newport Daily Independent, AR)
At Health Charges May 21, 2008
Deductibles are climbing and patients are putting off what they can ... I suspected some torn ligaments and suggested an MRI. The $1,000 deductible was too high a hurdle, with gas running nearly $4 per gallon ... Some patients with big deductibles or health savings accounts try to negotiate fees with me. (Wall Street Journal)
Teachers receive base increase May 21, 2008
The school would have to pay 900 more for each employee in order to maintain the current 500 deductible for coverage for the coming year which begins July 1st ... If the school were to go to a 750 deductible for employees the cost for the school will be 717 more per employee. (Macon Chronicle-Herald, MO)
Law Guarantees $25 Mammograms May 21, 2008
Now, the maximum that can be charged is a $25 deductible. Mammography is considered a critical tool in detecting breast cancer, and for women over the age of 40, it's recommended on an annual basis. (WCAX.com, VT)
House approves hike to auto insurance levels May 20, 2008
He recommended that motorists facing higher costs because of the new minimums could save money by raising their deductible from $500 to $1,000. He estimated most affected motorists would face cost increases of no more than 10 percent. (WWLTV.com, LA)
Insurance changes draw ire ... Rabies vaccinations clinics scheduled for Saturday ... SNAP avoids slash of budget ... Airport records 2 millionth operation ... Resident-inspired property tax Q&A meeting set up ... West St. Mary Class of 2008 nears graduation walk ... Hanson seniors finish school year Sunday ... Storm causes minor problems ... Open to public? ... Property values higher in Iberia ... High prices at pump, low prices at dock have shrimpers struggling ... Officers lauded for their bravery, devotion to duty ... New digital flood maps taking in Iberia Parish ... Franklin High School celebrates graduates Friday ... Delcambre High seniors ready final walk ... St. Martinville students get ready to toss their caps ... Highland Baptist Christian graduates nine ... Salute planned for WWII veterans ... Jury convicts area man ... Local man gets post on seafood board ... St. Martin Parish girl, 14, found in Jeanerette ... New Iberia Senior High sets up graduation Thursday ... Durand gets pharmacy board nod ... Travel and tourism open house planned Tuesday in parish ... Merrill makes bid for District 4 seat ... CHS grads pass a good time at Project Graduation ... Cleanest city is right here ... Targeting entrepeneurs ... Family, authorities ask help to find girl ... FEMA rep to go over maps ... Iberia Parish officials,resident discuss canal ... Granny accused of selling drugs ... West Gate High School seniors graduate Wednesday evening ... Road project payment not yet decided ... Council approves walking path construction in Jeanerette ... \'Ole Country Bazaar\' has its day ... Suspect escapes, caught again ... Graduation night nears for Loreauville High School seniors ... Homicide suspect escapes ... Community shocked ... Test scores a little better in Iberia ... Hadrian could fetch $1 million ... Food drive nets a little less than a year ago ... Local teen hits the high notes ... Catholic High to hold graduation ... Duval, Paul earn top honors at JSHS ... HonorAir takes flight ... Limit photos of red-light runners ... Shooting suspect believed escaped today ... Bunk Fest 2008 hits musical notes in play ... Gun shop owner shot to death in store ... Talking about expansion ... Angers gets CAO post with parish ... School workers may get a raise ... Local festival queen working to thank U.S. troops overseas ... Mail carriers fight hunger problem ... THAILAND BOUND ... DWI panel meets for first time ... Raise ahead in Iberia? ... Leak closes St. Francis Diner ... Assembly Christian honors \'08 graduating class Friday ... Iberia Schools salute top students ... Opportunities for business in stimulus act ... LUXURY ANYONE? ... Devillier in airport\'s captain seat ... St. Martin Schools fill 2008-09 positions ... FEMA trailer gone ... Peigneur bill going to Senate ... TB case confirmed in Iberia Parish ... IDF sets date for its next luncheon ... LEAP passing results similar to last year ... City Council takes stand ... Chamber shoots up fundraiser ... Ditch issue continues ... St. Martin approves courthouse annex ... Salary study considered ... Gas line severed, leaks near Iberia Parish Courthouse ... Facade grants available for downtown ... Parish follows through ... St. Martinville native returns to show talents ... AGL said caverns will not affect freshwater stream ... Historic preservation meeting planed ... Charges after victim robbed at gunpoint ... Police seize $500 in prescription pills ... Iberia to honor top students ... CINCO DE MAYO ... Have enough surplus? ... City sales tax revenue growing ... Anderson Middle students eat MREs ... New Iberia may back LMA resloution ... Music just one of Lowry\'s many talents ... Lawmakers deciding on bill to scrap income tax ... Hopkins students enjoy \'FD\' ... Milk fund raises $834.63 for needy ... Opinion in on volunteers ... Hadrian on the way out ... Cleanest City judges make their rounds here in state competition ... Shrimp date set but fewer plan to trawl ... Council accepts audit ... UNIQUE FESTIVAL ... Food prices rising ... Input being sought for flood maps ... Local woman dies in wreck ... Replenishment sparks controversy ... Aggreko offering student training plan ... St. Mary head start successes honored with celebration gala tonight ... STUDENTS WRITE OWN BOOK ... Suspect pleads not guilty ... N.I. man steals big rig, leads deputies on chase ... Traffic stop leads to drug arrest ... Two take center stage in IPAL\'s \'Bingo\' ... Blaze destroys New Iberia apartment ... Highway commission on alert during May ... Teche jobless numbers inch up ... No shortage of rice in this part of country ... Bunk Fest kicks off Thursday ... Trashy issue revisited ... Course helps women learn self-defense ... Lee street school gets Goody\'s grant ... Community volunteers get special week of their own ... MARSHAL: NO SPEED TRAP ... Stabbing suspect arrested ... Women on special flight tell their stories ... Project Graduation winner \'excited\' ... Landfill owner eyes expansion despite Bill 383 ... Stimulus checks to hit Teche Area early ... State testing dates moved back for next school year ... Not forgotten ... Mural captures students interest ... Area solon\'s bills close to being law ... New Iberia City Council calls meeting ... Grill Then Chill ... Experts predict $4 gas ... Art Walk rained on Saturday ... Woman charged in stabbing ... Local business leaders push Internet campaign ... Runaway teen found, moved to St. James Youth Detention ... Local newspaper takes home LPA awards ... ROADSIDE BLIGHT \'TERRIBLE\' ... Life sentence for murder ... Local business leaders learn ways to use the Internet ... Musicians to perform again here ... Art Walk scheduled for Saturday ... Franklin health fair planned Saturday morning ... Maine lobsters make way south for New Iberia fundraiser ... St. Mary Parish Council disagrees over expenditures ... Health blitz comes to Cyr-Gates ... Tribute concert Sunday perfect for the Teche Area\'s Beatles fans ... Iberia\'s clerk of court cities \'honor\' ... BINS COME IN, ROLL OUT ... Witnesses testify in trial ... Charges filed in wreck ... Before HonorAir trip, three vets share stories ... School vapor suit nears payment phase after ruling ... Women alleges police brutality ... New Iberia going to state contest ... Dealership gets new digs ... Iberia port against consolidation effort ... Parish council wants city\'s help with canal project ... Board helps out drivers ... Fan drive breezes into Teche Area ... \'A Rock Opera\' at CHS ... Time to fire up the grill ... Cooper the Yorkie wins Cutie Patootie Pet contest ... Coroner questions drug case evidence ... Gachassin seeking District 3 seat ... IDF advisory committee will meet Thursday ... Attempted murder suspect sought ... Employers seek workers ... Bus driver compensation considered ... Trashy area no more ... Arrest made in shooting ... \'Big Accomplishment\' ... 12-year term in fatality ... Iberia Parish deputy arrested, fired ... Sheriff\'s vehicle involved in crash ... Franklin looks at water issue ... Local woman wins Heroine award ... Senior citizens to get new wheels ... Building with a view ... Skeeter control debate resumes ... Who\'s showing up at the meetings? ... St. Mary begins registration ... Body found at car wash ... Speed limit sign should slow traffic ... Preparations for world congress ... Cash flow still problem ... Two die on roads ... Not too small to walk ... Murder trial to pick jury ... U.S. Senate clears way for city funds ... Weekend Franklin festival draws bear of a crowd ... Hebert\'s Lake Peigneur bill fails to pass committee ... Monk sees life\'s beauty in ocean\'s waves ... PRINCE OF A BABY FOR EVENT ... March for babies brings out best in the community ... Two women raped, beaten ... Hebert\'s bill aims at media ... Book signing, play scheduled ... Student musical show planned ... ALL ABOUT ZORA ... Murder suspect wants a trial ... Panel delays action on saloon, Armenco issues ... Time to get bear-ish for festival in Franklin ... Gray will be new Coteau principal ... Applications for 20 $2000 scholarship still being taken ... Assistant principals assigned to 3 Iberia Parish Schools ... Beatles tribute band coming ... Concert association celebrates 60 years ... 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Changes made to the Iberia Parish employee health insurance plan, including an increased deductible and the elimination of an office visit co-pay, have drawn the ire of Iberia Parish Council members who believe they were left out of the policy-making loop ... Romero said the deductible changed from 750 to 1,000 per calendar year and the office visit co-pay benefit was removed ... Daniels said the parish had enough money in its budget to meet the additional costs for the deductible. (New Iberia, LA)
Big Spring teachers set May 28 strike date (50 story comments) May 17, 2008
tiredcomplain wrote on May 16, 2008 8:22 PM:" Here are some math facts: A teacher making top scale of $61,125 divided by 190 work days = $322 per day --- a teacher at the bottom scale of $34,210 divided by 190 work days = $180 per day --- I make $41,200 base pay divided by 260 work days = $158 per day --- I make less per day than a bottom scale teacher that makes $6,890 less than I do! And I pay $1440 annual for my health care benefits with a $1000 deductible ---- this is an accurate picture of... (Carlisle Sentinel, PA)
Planning For The NextRound Of Taxes May 15, 2008
In contrast, with a traditional deductible IRA or 401(k), you put pretax dollars in and every dollar you take out in retirement is taxed as ordinary income at what are likely to be higher rates than now. With the Roth IRA, couples with adjusted gross income up to $159,000, and singles earning up to $101,000, can this year contribute $5,000 each ($6,000 for those 50 or older). (Forbes)
Retiring in a tropical paradise likely costs more than you ever dreamed May 13, 2008
You can always buy a "catastrophic" health plan with a $10,000 deductible for a few thousand dollars, but that means you are paying for most of your expenses out of pocket. Buying property also can get complicated. (Boston Globe)
A weekly update on key issues from the Illinois State Senate May 13, 2008
House Bill 5192 goes a step further and would prohibit insurers and HMOs from imposing a co-pay or deductible for the mammogram benefit when in-network providers are used. Another important bill I plan to support when it comes to the Senate floor soon is House Bill 5596. (West Frankfort Daily American, IL)
States Uninsured Crisis Affects Health of All Texans May 13, 2008
Creating access to a new, more affordable minimum benefits package that provides preventive and primary care health coverage with a low deductible for Texans and their families. Making health insurance products affordable and accessible to regional or statewide pools and cooperatives of individuals and small employers. (KWTX.com, TX)
Obesity costing Australia bilions May 12, 2008
"The receipts, it wouldn't be unwieldly, the receipts are kept according to the usual requirements for tax deductible item rebates such as petrol.". Tags. (ABC Online)
Council approves three new union contracts May 9, 2008
The city employees were paying a flat 40 per month fee, however the unions have agreed to pay a percentage of the premiums, accept larger deductibles, higher drug card and co-pay fees and higher co-insurance fees for services outside the network ... They, too, will see an increase in their health insurance deductible, an increase in out-of-pocket expenses and increases in drug card and co-pays. (Fort Madison Daily Democrat, IO)
How Health Savings Accounts Work May 9, 2008
In most parts of the country, to be eligible for an HSA you also need to hold a High-Deductible Health Plan (HDHP). An HDHP is a plan where the deductible - that is the amount that you pay out of pocket, before the insurance "kicks in" is somewhat higher that what you might have seen before: usually in the neighborhood of 2,000 to 3,000 ... The big idea behind the HSA/HDHP combo is that the premiums on the high-deductible plan are so much lower that even though you pay the first couple of... (Atlantic News-Telegraph, IO)
Dan Kline column: Health insurers should actually provide what they sell May 8, 2008
Recently, however, I became the victim of an even more clever scam as two months into the calendar year my health insurance provider decided to drop my $250 prescription drug deductible and raised my co-pay. They presented this as if they had somehow lowered costs for me without in any way acknowledging me, or the many like me, who had already met our deductible for the year ... This might be nice for people without any recurring prescriptions, but I, like many folks, take multiple maintenance... (Swampscott Reporter, MA)
Making Guillen's word choice relevant May 8, 2008
Guillen's X-rated rant has us seeing the light - USATODAY.com. Guillen's X-rated rant has us seeing the light. (USA Today -- Sports)
Poll: NWI voters favor Clinton May 8, 2008
Health Insurance wrote on May 4, 2008 9:19 PM:" My vote is for Obama since he has a better chance of passing a health insurance policy. He promises to negotiate the health care policy on cspan while Hillary failed when she tried to pass health care behind closed doors. It is time for a transparent government not a hidden one. Maybe I'll get a plan that doesn't have a $6,5000 deductible... OBAMA FOR PRESIDENT! ". Mary OBryan wrote on May 4, 2008 9:16 PM:" Obama is truly showing himself for the... (Munster Times, IN)
Clinton brings her message to Hobart dining room May 8, 2008
Pat wrote on Apr 30, 2008 3:26 PM:" My husband and I are self employed with monthly insurance premiums of $982 with a TEN THOUSAND deductible. He came home the other day with a $489 tube of cream for his skin cancer. I got sick on New Years eve and a trip to the emergency hospital cost me $3200. Something is wrong!! ". To Doofus wrote on Apr 30, 2008 3:05 PM:" You sound like you embrace socialism? What is your name, comrade? I like McCain's answer better than your girlfriend's but I'm still... (Munster Times, IN)
On Call with Phil Galewitz May 8, 2008
That s because many insured patients have high deductible plans or large co-payments. Scott said the good part of this business compared to running hospitals is that there s less reliance on insurance payments and the need for doctors to refer patients. (The Palm Beach Post)
NB flood relief program now open for business May 6, 2008
For homeowners, the deductible is $1,000, down from $5,000 in the previous plan. For business owners, the deductible is $5,000, down from $10,000; and ... The deductibles will be waived for those on social assistance. (CTV.ca)
Dr. McCain's snake oil May 5, 2008
McCain's alternative is greater use of health savings accounts, which trade lower premiums for a high deductible. Under this scheme, people are expected to pay for routine care without relying on insurance. (Boston Globe)
Local physician notes import of Cover the Uninsured Week May 2, 2008
"What is dramatically underreported is for those of us with insurance, of course our premiums are going up by an average of 12 percent per year - which doesn't include co-pay and deductible increases."The folks that are probably hurt the most are the self-insured, whether they be farmers or small-business owners. They don't have the benefit of a group and if they have insurance, their deductible may be 2,500 or 5,000 because otherwise their premium would be very high. (Winchester News-Gazette, IN)
45 comments May 2, 2008
" Okay...but by that same token, the Constitution doesn't say that Congress can get involved in highways, or the Air Force, or hundreds of other things that the federal government has gotten involved with over the years. I'm not sure that your interpretation would stand up under judicial review. Donovan, Washington, DCMay 01, 2008 @ 08:52 AMA $2500 tax credit per person? With any kind of pre-existing condition, regardless of the severity, a person in his 40's and up can expect to pay over one... (Human Events Online)
Mason City teachers to get 4.9% increase Apr 23, 2008
6 percent, as both sides agreed to a change in deductible from $350 for single insurance and $700 for family, to $500 and $1,000. This year s negotiations began in late December. (Mason City Globe-Gazette, IO)
